The Risk You Can’t Afford to Ignore
Many Arizona employers believe their General Liability or Workers’ Comp policy protects them from all employee lawsuits. This is a dangerous myth. Claims for wrongful termination, discrimination, and harassment are excluded from those policies.
What is EPLI?
Employment Practices Liability Insurance (EPLI) covers defense costs and settlements for claims regarding:
- Sexual Harassment
- Discrimination (Age, Race, Gender, etc.)
- Wrongful Termination
- Retaliation
Why Small Businesses are Targets
Small businesses often lack dedicated HR departments, making procedural mistakes more likely during hiring or firing. A single lawsuit can cost over $75,000 in defense fees alone.
Protect your balance sheet. Ask us about adding EPLI to your business package today.